Author: DigitalEuroNews

The UK’s Financial Conduct Authority (FCA) on December 16 launched a broad consultation seeking industry and public views on new crypto regulations, marking a major step toward a formal regulatory regime for digital assets. The proposals aim to create an open, sustainable and competitive crypto market that people can trust, while recognising that regulation cannot eliminate all investment risks. Consultation responses are open until February 12, 2026. The FCA’s proposals are structured around established financial-market principles, applying similar approaches used in traditional finance to the crypto sector. They include rules on admissions and disclosures for cryptoasset listings to ensure investors…

The US Federal Reserve has withdrawn a 2023 supervisory policy that restricted how Fed-supervised state member banks could engage in innovative financial activities. In its place, the central bank released a new policy statement aimed at supporting responsible innovation while maintaining safety and soundness across the banking system. The decision, announced on 17 December 2025, marks a clear shift in tone from the Fed’s earlier, more cautious stance. It reflects a broader reassessment of how banking supervisors should approach new technologies and business models after several years of rapid change in payments, digital assets, and financial infrastructure. A reset of…

U.S. Senator Elizabeth Warren has asked the Treasury Department and the Department of Justice to explain how they are addressing national security risks linked to decentralized cryptocurrency exchanges. In a letter sent on December 15, 2025, Warren raised concerns that platforms such as PancakeSwap may be facilitating money laundering and sanctions evasion. The inquiry comes as Congress debates new legislation to reshape U.S. crypto regulation. Warren, the ranking Democrat on the Senate Banking Committee, addressed the letter to Treasury Secretary Scott Bessent and Attorney General Pamela Bondi. She requested detailed information on whether federal agencies are investigating decentralized exchanges, known…

In a year-end speech in Montreal, Bank of Canada Governor Tiff Macklem laid out the central bank’s evolving role in preserving “good money” while embracing innovation in payments and privately issued digital money. Macklem stressed that trust and stability in all forms of money remain core to the Bank’s mission and outlined new responsibilities, including supervising retail payments and, shortly, regulating stablecoins. Speaking to the Chamber of Commerce of Metropolitan Montreal on December 16, Macklem framed central bank money as the foundational layer of the financial system, backed by public confidence and used as a reliable medium of exchange, store…

The Council of the European Union has laid out its political rationale for a digital euro, presenting it as a way to safeguard access to public money, strengthen Europe’s monetary sovereignty, and adapt the euro to a rapidly digitalising economy. The position is outlined on the Council’s official policy page as negotiations continue with the European Parliament on the proposed digital euro regulation. According to the Council, a digital euro would be a digital form of central bank money issued by the European Central Bank for everyday use by citizens and businesses. It would complement cash rather than replace it,…

Ripple has expanded its U.S. dollar stablecoin RLUSD to major Ethereum Layer 2 networks, marking a significant step in its multichain strategy. The rollout uses Wormhole’s Native Token Transfers standard to allow RLUSD to operate natively across multiple blockchains without relying on wrapped assets. The company says the move aims to increase adoption in decentralized finance and institutional use cases. RLUSD will initially be tested on several Layer 2 networks, including Optimism, Base, Ink and Unichain. These networks are designed to process transactions faster and at lower cost than Ethereum mainnet, making them attractive venues for stablecoin activity. Ripple said…

The United States has delayed progress on its long-awaited crypto market structure legislation, pushing key congressional action into early 2026. Lawmakers said negotiations are ongoing, but the Senate Banking Committee will not advance the bill this year. The legislation is intended to establish a clear federal framework for digital asset markets, including rules for crypto exchanges, brokers, and token issuers. It would also define how regulatory authority is divided between the Securities and Exchange Commission and the Commodity Futures Trading Commission. Cointelegraph reports that Senate Banking Committee Chair Tim Scott confirmed that the committee will not hold a markup in…

Bitcoin slid sharply on Monday, falling below 86,000 dollars as weakness across the cryptocurrency market persisted. The decline extended recent losses and pushed major digital assets lower amid cautious investor sentiment. According to CoinDesk, Bitcoin dropped more than 7 percent intraday, breaking below a key psychological level during U.S. trading hours. Ethereum followed the move, slipping under 3,000 dollars for the first time in weeks, while other large-cap tokens also posted notable declines. Market participants pointed to a combination of technical selling and macroeconomic pressure. Analysts cited reduced expectations for near-term U.S. interest rate cuts and continued strength in the…

Tether has submitted a binding all cash proposal to acquire Exor’s entire stake in Juventus Football Club, marking one of the most ambitious moves yet by a crypto company into elite European sport. The proposal, dated 12 December 2025, targets Exor’s 65.4 percent holding and would give Tether control of the Italian football club, subject to regulatory approvals. If the transaction proceeds, Tether said it intends to launch a public tender offer for the remaining Juventus shares at the same price per share. The company stated that the offer is fully funded with its own capital and reflects a long…

European Union finance ministers have taken stock of progress on the digital euro legislation, signalling that the Council is moving closer to a common negotiating position on the project. The update came during the Economic and Financial Affairs Council meeting held in Brussels on 12 December 2025. According to the Council, discussions on the single currency legislative package are advancing steadily. This package includes both the regulation establishing the digital euro and parallel rules clarifying the legal tender status of euro cash. Officials said the aim is to finalise the Council’s position before the end of the year, allowing interinstitutional…