Author: William Torsney
William Torsney
William Torsney writes about digital currencies, financial regulation, and Europe shifting fintech landscape for DigitalEuroNews. He focuses on clear analysis of the digital euro project, CBDC research, and policy changes that influence the future of payments. His work aims to give readers reliable insight into how technology and regulation are reshaping the financial system.
Congress has removed a CBDC ban from the final US defense bill, keeping the debate open as Republicans argue a digital dollar could enable government surveillance of personal transactions.
BlackRock’s 2026 Global Outlook says the AI boom, energy constraints and higher government debt will redefine investment risks, with market concentration leaving investors unable to remain neutral.
A new IMF Fintech Note shows central banks accelerating experiments with tokenized reserves, exploring how DLT could modernize wholesale payments while preserving control of public money.
The South African Reserve Bank says a retail CBDC is technically feasible but not urgently required, shifting its focus to payment modernisation and future wholesale CBDC work.
As Europe prepares for a digital euro, emerging evidence suggests that AI will play a central role in safeguarding payments, shaping governance and strengthening monetary resilience.
Bundesbank President Joachim Nagel argues that a digital euro is essential to protect Europe’s monetary independence as global fragmentation and US stablecoins reshape payments.
ECB supervisor Pedro Machado told investors the digital euro is needed to keep central bank money at the core of Europe’s system as stablecoins and tokenised deposits expand.
Kraken has confidentially filed for an IPO following an $800 million fundraising round that valued the company at $20 billion, marking a major step in its global growth strategy.
The Federal Reserve has ended quantitative tightening after severe liquidity stress triggered by a surging Treasury General Account and repo-market turmoil, marking a major global macro turning point.
Bitcoin’s decline toward $85,000 is bringing it closer to a “max pain” capitulation zone between $84,000 and $73,000, according to new market analysis.