Revolut integrates Polygon into its platform to support stablecoin transfers, payments, crypto trading, and staking, marking one of the largest real-world deployments of the Polygon network to date. The company disclosed that by November 2025, more than $690 million in user volume had already been processed over Polygon rails.
The rollout gives Revolut’s 65 million users across 38 countries access to low-cost, high-speed transactions using USDC and USDT. It enables users to send and receive money domestically or internationally without relying on conventional correspondent banking networks or incurring high fees.
Low-Cost Transfers and POL Staking
Within the Revolut app, users can now move stablecoins over Polygon, pay with a crypto-enabled Revolut card, trade POL, and stake POL directly. Revolut also offers an integrated fiat offramp, allowing customers to convert digital assets back into traditional currency in-app.
Polygon Labs said the integration demonstrates the network’s ability to handle mainstream financial demand. With more than $3.5 billion in stablecoin supply circulating on Polygon, the network has become a preferred channel for low-cost transfers thanks to its fast settlement and minimal fees.
The partnership represents the first phase of a broader collaboration between the two companies, according to Polygon Labs.
Growing Institutional Adoption of Polygon
Revolut joins a growing list of global institutions selecting Polygon as their preferred blockchain infrastructure. The network has seen adoption from Mastercard, Stripe, Flutterwave, DeCard, WorldPay, Cashlink, and major asset-tokenization initiatives involving BlackRock and Securitize.
These integrations position Polygon as a leading settlement layer for enterprise use cases, including remittances, cross-border commerce, and tokenized real-world assets. The network processes millions of transactions per day, typically at a cost of fractions of a cent.
Polygon’s recent Rio upgrade has further strengthened its payments capabilities. The upgrade increased throughput to 5,000 transactions per second and introduced near-instant finality, removing the risk of chain reorganizations — an important feature for financial institutions that require predictable, reliable settlement.
Implications for European Fintech
For the European market, Revolut’s move signals growing alignment between fintech platforms and public blockchain infrastructure. While traditional banks have been cautious about implementing crypto rails, neobanks like Revolut are increasingly integrating blockchain-based payments to lower costs and speed up cross-border transfers.
Analysts say this may accelerate pressure on legacy payment providers while also influencing Europe’s regulatory stance on stablecoins and digital assets. Stablecoin transfers remain under scrutiny as the EU phases in the Markets in Crypto-Assets Regulation (MiCA), which will establish new rules for issuance, custody, and payments.
Revolut’s integration suggests that regulated fintechs see blockchain networks — particularly those optimized for enterprise payments — as complementary to existing systems. It also highlights how infrastructure improvements like Polygon’s Rio upgrade are making public blockchains more suitable for high-volume financial applications.
Polygon Labs said future phases of the partnership will explore additional payment flows, remittances, and deeper interoperability between traditional finance and Web3 services.