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An ECB adviser has challenged the feasibility of a retail digital euro limited to offline use only, marking a fresh divergence with some European Parliament members who favour such a design.
The ECB has completed the preparation phase of the digital euro, selecting private-sector partners and finalising its rulebook. Lawmakers are expected to decide on legislation in 2026, paving the way for pilot testing.
Leading fintech associations are urging the European Central Bank to open its digital euro sandbox to non-bank providers to foster innovation and competition.